At Joliet Municipal Employees Federal Credit Union (JMEFCU), our members aren’t just customers, they’re our most important asset. Since our founding on September 17, 1964, we’ve been committed to serving City of Joliet employees and their families with the kind of personal, hometown banking experience you won’t find at large, corporate institutions.
We pride ourselves on offering quality products and services that help our members meet their financial goals, all while providing the personalized service and trust you deserve.
What Is a Credit Union?
A credit union is a member-owned, member-governed financial cooperative. That means every member has an equal voice, with a Board of Directors elected directly by the membership. Unlike banks, credit unions return their profits to members in the form of better rates, lower fees, and additional services.
At JMEFCU, we offer many of the same services you’d expect from a bank, often at more competitive rates. Your deposits are federally insured by the NCUA up to $250,000, and we follow sound business practices to protect both your money and your personal information.
Our Mission
Our mission is to provide the best financial services possible while ensuring the credit union’s long-term stability. We’re committed to:
- Maintaining a knowledgeable and motivated board and staff.
- Continually updating our policies and procedures to meet member needs and federal standards.
- Offering a safe, secure financial network for every member.
Why Choose JMEFCU?
- Local Service: Decisions are made right here in Joliet by people who know and care about our community.
- Better Value: Lower loan rates, higher savings returns, and fewer fees than most traditional banks.
- Member-First Approach: You’re more than an account number, you’re a co-owner.
Become a Member Today
If you’re a City of Joliet employee or the family member of one, you’re eligible to join our credit union. It only takes:
- A valid ID
- A completed membership application (available at our office)
- A minimum opening deposit of $5
Join today and experience the difference of local, member-owned banking. At JMEFCU, we’re small enough to know your name, and strong enough to help you reach your financial goals.