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Join Your Hometown Credit Union: Membership Made Easy

09 September 2025

If you work for the City of Joliet, or you’re a family member of someone who does, you have access to a financial institution built just for you: Joliet Municipal Employees Federal Credit Union (JMEFCU).

Membership isn’t just about opening an account, it’s about joining a community that values trust, service, and your financial well-being.

Who Can Join?

Becoming a member is simple:

  • Eligible Individuals: City of Joliet employees and their immediate family members.
  • What You’ll Need: A valid ID and a completed membership application (available at our office).

The Cost to Start? Just $5

Your membership begins with a minimum opening deposit of only $5 — that deposit represents your share in the credit union and makes you a member-owner with access to all our products and services.

Why Join JMEFCU?

  • Lower Loan Rates: From auto loans to personal loans, our member-focused approach means better rates.
  • Fewer Fees: Keep more of your hard-earned money with lower fees than most banks.
  • Personalized Service: We know our members by name — not account number.
  • Community Commitment: Your money stays local, helping support Joliet’s growth and well-being.

Take the First Step Today

Joining is quick, easy, and opens the door to better banking. Stop by our office with your ID, fill out the application, and make your $5 opening deposit.

You’re not just opening an account — you’re joining a credit union that’s committed to serving you and the City of Joliet.

Become a member today and experience the difference of local, member-owned banking.

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