Rates
|
| Loan Rates as of February 15,2023 |
| | | | | | | |
| | A+ | A | B | C | D | E |
| Fully Pledged Loan | 760+ | 700-759 | 660-699 | 600-659 | 550-599 | 549-below |
| | | | | | | |
| New Auto/Motorcycle | | | | | | |
| Up to 36 Months | 3.74 | 4 | 4.49
| 4.99
| 9.45
| 10.45
|
| Up to 48 Months | 4 | 4.49
| 4.99
| 5.49
| 10.45
| 10.99
|
| Up to 60 Months | 4.49
| 4.99
| 5.49
| 5.74
| 10.99
| 11.45
|
| Up to 72 Months | 4.99
| 5.49
| 5.74
| 6
| 11.45
| 11.95
|
| Up to 84 Months | 5.49
| 5.74
| 6
| 6.49
| 11.95
| 15.95
|
| | | | | | | |
| Used Auto/Motorcycles (10 years old or newer) | | | | |
| Up to 36 Months | 4.25 | 4.74
| 5.24
| 5.74
| 10.7
| 11.24
|
| Up to 48 Months | 4.74
| 5.24
| 5.74
| 5.99
| 11.24
| 11.7
|
| Up to 60 Months | 5.24 | 5.74
| 5.99
| 6.25
| 11.7
| 12.2
|
| Up to 72 Months | 5.74
| 5.99
| 6.25
| 6.74
| 12.2
| 16.2
|
| | | | | | | |
| Unsecured Loans (under $10,000) | | | | | |
| Up to 12 Months | 7.1
| 7.9
| 8.6
| 9.3
| 13.79
| 14.79
|
| Up to 24 Months | 7.3
| 8.1
| 8.7
| 9.8
| 14.79
| 15.79
|
| Up to 36 Months | 7.7
| 8.3
| 8.8
| 10.3
| 15.79
| 16.79
|
| Up to 48 Months | 8
| 8.5
| 9
| 10.8
| 17.79
| 18
|
| | | | | | | |
| Unsecured Loans ($10,000.01-$15,000) Requires Board Approval | | |
| Up to 12 Months | 8.6 | 9.4
| 10.1
| 10.8
| 15.29
| 16.29
|
| Up to 24 Months | 8.8
| 9.6
| 10.2
| 11.3
| 16.29
| 17.29
|
| Up to 36 Months | 9.2
| 9.8 | 10.3
| 11.8
| 17.29
| 18
|
| Up to 48 Months | 9.5
| 10
| 10.5
| 12.3
| 18
| 18
|
| | | | | | | |
| Unsecured Loans ($15,000.01-$20,000) Requires Board Approval | | |
| Up to 12 Months | 9.6
| 10.4
| 11.1
| 11.8
| 16.29
| 17.29
|
| Up to 24 Months | 9.8
| 10.6
| 11.2
| 12.3
| 17.29
| 18
|
| Up to 36 Months | 10.2
| 10.8
| 11.3
| 12.8
| 18
| 18
|
| Up to 48 Months | 10.5
| 11
| 11.5
| 13.3
| 18
| 18 |
| | | | | | | |
| Unsecured Loans (over $20,000) Requires Board Approval | | | |
| Up to 12 Months | 11.1 | 11.9
| 12.6
| 13.3
| 17.79
| 18
|
| Up to 24 Months | 11.3
| 12.1
| 12.7
| 13.8
| 18
| 18
|
| Up to 36 Months | 11.7
| 12.3
| 12.8
| 14.3
| 18
| 18 |
| Up to 48 Months | 12
| 12.5
| 13
| 14.8
| 18 | 18 |
| | | | | | | |
| New Recreational Vehicle (Up to 5 years old) | | | | |
| Up to 36 months | 3.5 | 4
| 5
| 6.5
| 10
| 11
|
| Up to 60 months | 3.99
| 4.49
| 5.49
| 7
| 10.49
| 11.49
|
| Up to 84 months | 5.49
| 6
| 7.49
| 8.99
| 12.49
| 13.49
|
| Up to 144 months | 7
| 7.49 | 8.99
| 10
| 14.49
| 15.49
|
| | | | | | | |
| Used Recreational Vehicle (Over 5 years old) | | | | |
| Up to 36 Months | 6 | 6.49
| 6.99
| 8.49
| 12.49
| 13.49
|
| | | | | | | |
| Share Pledged | | | | | | |
| Up to 48 months | 3.49
| 3.99
| 4.49
| 4.99
| 7.99
| 10.99
|
| Certificate Term Certificate Maturity Dates | | | | |
| | 4 | 4.29
| 4.79
| 5.29
| 8.29
| 11.29
|
*All Rates Subject to Change
Fees
Find possible events in the first column and follow across the row to view fees associated with that event.
| Event | Fee |
|---|
| Stop Payment | $25.00 |
|---|
| Check Copy | $5.00 |
|---|
| Print Statement | $5.00 |
|---|
| Verification of Deposit | $10.00 |
|---|
| Bank Reference Letter | $10.00 |
|---|
| Check Withdrawls |
|---|
| 1-3 per quarter | - |
|---|
| 4-6 per quarter | $5.00 |
|---|
| 7 or more per quarter | $10.00 |
|---|
| Returned Check/Returned ACH | $25.00 |
|---|
| Lost Visa Card | $25.00 |
|---|
| Late Payment Fee | $25.00 |
|---|
| Failure to Provide Proof of Insurance or Title | $100.00 |
|---|
| Cost of Insurance and/or Replacement Title | $100.00 |
|---|